Agency commission calculator
See what an agency's commission really costs, what you keep with and without one, and how much the agency has to grow your revenue to be worth it.
Your numbers
Illustrative only: monthly figures before taxes, refunds, and chargebacks. Defaults are examples, not quotes.
How the calculator works
On your own, you keep your fan spending minus the platform fee and whatever you pay chatters, editors, and tools. With an agency, fan spending grows by the lift you enter, the platform takes its fee, and the agency takes its commission from either gross spending or your after-fee earnings, depending on the contract.
- Solo take-home = gross × (1 − platform fee) − your own running costs.
- Agency take-home = gross × (1 + lift) × (1 − platform fee) − commission.
- Break-even lift = the revenue growth at which both options leave you with the same amount.
The commission base matters as much as the rate. A 30% cut of gross fan spending costs more than 30% of what's left after the platform fee, and on a 20% platform fee a 50% gross commission leaves you with only 30% of what fans spend. Our guide to how much OnlyFans agencies take covers typical splits, and agency vs going solo walks through the decision. Agencies looking to add brand sites and AI tooling to their roster can partner with Highlife.
Frequently asked questions
How much do OnlyFans agencies take from creators?
Usually 20–50% of creator revenue. Agencies that handle traffic, sales messaging, content production, and account management sit at the top of that range; agencies that only manage the account sit at the bottom.
Is an agency commission charged on gross or net revenue?
It depends on the contract. Some agencies take their percentage of gross fan spending, others of what's left after the platform fee. The same percentage costs noticeably more on gross, so check which base your contract uses.
When is an agency worth it?
When the extra revenue it brings in covers its commission and then some. The calculator shows the break-even: the revenue growth an agency must deliver to leave you at least as well off as running everything yourself.
What should I check in an agency contract?
The commission rate and what it's calculated on, the contract length and notice period, whether it's exclusive, who owns the accounts and logins, and what happens to your subscribers if you leave. This is general information, not legal advice.
More free tools
Creator platform revenue calculator
Compare what you keep on OnlyFans or another tenant platform with your own subscription site, and find your break-even retention.
Free toolSubscriber churn & LTV calculator
Turn price, churn, and acquisition cost into lifetime value, steady-state revenue, and CAC payback.
Free toolAI companion revenue calculator
Model subscribers and monthly revenue for an AI companion brand from traffic, conversion, ARPU, and churn.